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CitiBusiness(R) / AAdvantage(R) Card

  • Earn 30,000 AAdvantage® bonus miles after $750 in purchases within the first 4 months of cardmembership1
  • Earn an additional 10,000 AAdvantage® bonus miles after $5,000 in purchases during the first 6 months of cardmembership1
  • Receive a one-time $100 statement credit after your first eligible American Airlines purchase made within the first 12 months of cardmembership2
  • Earn 2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases and 1 AAdvantage® mile for every $1 spent on other purchases within the first 12 months of cardmembership. 4, 5 After that, earn 1 AAdvantage® mile per $1 spent on purchases.5
  • Earn AAdvantage® miles from purchases made on employee accounts6
  • No blackout dates on award travel on American Airlines, American Eagle and the AmericanConnection® carrier7
  • AAdvantage® miles may never expire8
  • The right credit line for your business to provide improved cash flow
  • The ability to set an individual credit limit for each employee card
  • Access to a CitiBusiness 24-hour Personal Business Assistant to help with travel, hotel and dining arrangements and more
  • Immediate access to Small Business customer service representatives
  • Retail Purchase Protection for items you buy with your CitiBusiness® / AAdvantage® card9
  • Automatic Travel Accident Insurance - When traveling, charge your plane, train, bus or ship tickets to your CitiBusiness® / AAdvantage® card and you are automatically covered for Automatic Travel Accident Insurance at no additional cost to you.10
  • Annual and Quarterly account statements to track business spending by employee, spending category and amount
Footnotes:

1 This CitiBusiness® / AAdvantage® card offer is valid only for first-time CitiBusiness® / AAdvantage® cardmembers who apply pursuant to this offer for an account. The American Airlines AAdvantage® miles will appear as a bonus in your AAdvantage® account 8-10 weeks after you have met the purchase requirements.

2 $100 off as a statement credit offer is only valid for first-time CitiBusiness® / AAdvantage® cardmembers who apply pursuant to this offer for an account. The $100 will appear as a billing statement credit from Citi® after you make your first eligible purchase with the card within 12 months of cardmembership for items billed by American Airlines as merchant of record. Products or services that do not qualify are car rentals, hotel reservations, American Airlines VacationSM packages, purchases of American Airlines AAdvantage® miles, duty free purchases, and AA CargoSM products and services.

3For the CitiBusiness® / AAdvantage® MasterCard® and the CitiBusiness® / AAdvantage® Visa® card: The standard variable APR for purchases - 15.24%; standard variable APR for cash advances - 21.99%. However, if you default under any Card Agreement, Citi may increase the rate on balances (including promotional balances) to a variable default rate of 29.99%. The annual fee is $0 for the first 12 months and $75 thereafter. Minimum finance charge - $.50. Fee for foreign purchases - 3% of the U.S. dollar amount of each purchase made outside the U.S. whether made in U.S. dollars or in a foreign currency. Cash advance fee - 3% of cash advance amount, minimum $5. Balance transfer fee - 3% of balance transfer amount, minimum $5.

4 You will earn 2 AAdvantage® miles for every $1 spent on eligible purchases made with the CitiBusiness® / AAdvantage® card within 12 months of cardmembership for items billed by American Airlines as merchant of record. Products or services that do not qualify are car rentals, hotel reservations, American Airlines VacationSM packages, purchases of American Airlines AAdvantage® miles, duty-free purchases and AA CargoSM products and services. AAdvantage® bonus miles will be posted to your AAdvantage® account 8–10 weeks after a qualifying purchase.

5 The maximum number of American Airlines AAdvantage® miles you can earn from purchases using these cards is 150,000 American Airlines AAdvantage® miles per calendar year. American Airlines AAdvantage® bonus miles are excluded from this mileage cap. AAdvantage Executive Platinum®, AAdvantage Platinum® and AAdvantage Gold® members are also excluded from this limit. AAdvantage® miles are only earned on eligible purchases.

6 American Airlines AAdvantage® miles earned on employee business card accounts will be allocated to the American Airlines AAdvantage® account of the individual who authorized and is responsible for the underlying CitiBusiness® / AAdvantage® card account.

7 American Airlines, American Eagle and the AmericanConnection® carrier have no restricted dates for award travel. Seats for award travel are limited and may not be available on all flights. Flight awards are subject to AAdvantage® program rules and restrictions. Award travel may be subject to travel embargo dates on some AAdvantage® program participating airlines.

8 Provided that once every 18 months you (i) redeem American Airlines AAdvantage® miles or (ii) earn them on American Airlines, American Eagle or the AmericanConnection® carrier, or (iii) earn American Airlines AAdvantage® miles with an American Airlines AAdvantage® participant. For complete details, visit www.aa.com/aadvantage

9 For the CitiBusiness® / AAdvantage® MasterCard®, Purchase Assurance® coverage (Coverage is limited to $10,000 per incident and $50,000 per cardmember account per year) is secondary coverage and is underwritten by Virginia Surety Company, Inc. For the
CitiBusiness® / AAdvantage® Visa® card, Purchase Security coverage (Coverage is limited to $10,000 per claim and $50,000 per cardmember) is excess coverage and is underwritten by Indemnity Insurance Company of North America. For both benefits, certain conditions, restrictions and exclusions apply. Complete program details will be provided upon cardmembership.

10 Automatic Travel Accident Insurance is underwritten by National Union Fire Insurance Company of Pittsburgh, Pa. Certain conditions, restrictions and exclusions apply. Complete program details, including coverage amounts, will be provided upon cardmembership. American Eagle service is operated by American Eagle Airlines, Inc., or Executive Airlines, Inc., which are wholly owned by the parent company of American Airlines. AmericanConnection® service is operated by Chautauqua Airlines, Inc., which is an independent contractor.

American Airlines reserves the right to change AAdvantage® program rules, regulations, travel awards and special offers at any time without notice and to end the AAdvantage® program with six months notice. Any such changes may affect your ability to use the mileage awards or credits that you have accumulated. Members may not be able to obtain all offered awards at all times or use awards for all destinations or on all flights. AAdvantage® travel awards, mileage accrual and special offers are subject to government regulations. Unless specified, AAdvantage® miles earned through this promotion/offer do not count toward elite status qualification. American Airlines is not responsible for products or services offered by other participating companies. For complete details about the AAdvantage® program, visit www.aa.com/aadvantage

AmericanAirlines, AAdvantage, AAdvantage with Scissor Eagle design, Scissor Eagle design, AAdvantage Executive Platinum, AAdvantage Platinum, AAdvantage Gold, AAirpass, American Eagle, AmericanConnection, MileSAAver and AA.com are marks of American Airlines, Inc.

Citibank is not responsible for products or services offered by other companies. Cardmember program terms are subject to change.

MasterCard is a registered trademark of MasterCard International, Incorporated.
Visa is a registered trademark of Visa International Service Association, and is used by Citibank pursuant to license from Visa U.S.A. Inc.

Citi, CitiBusiness and Citi with Arc Design are registered service marks of Citigroup Inc.