American Airlines Fly Now Payment Plan

American Airlines credit card

Never miss a trip with the American Airlines credit card

No interest on purchases of $150 or more if paid in full within 6 months*

Apply for the American credit card

* Minimum payments required. Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within 6 months or if you make a late payment.

**With credit approval on all purchases totaling $150 or more on the American Airlines Credit Card. As of 10/31/2013, non-promotional APR for purchases: Variable 25.99% or non-variable 21.96% - 25.99%. Minimum INTEREST CHARGE: no less than $2. See card agreement for details. Offer is valid for consumer accounts in good standing and is subject to change without notice. May not be combined with any other credit promotion offer.

  • FAQs

    Who is eligible to apply for an account?

    If you have a billing address in the 50 United States you can apply for an account online.

    If you have a billing address in Puerto Rico or the U.S. Virgin Islands, or in the US but prefer to apply by mail, you can download a credit application

    What is the Fly Now Payment Plan?

    The Fly Now Payment Plan is available when you use your American Airlines Credit Card to make purchases of $150 or more anywhere the card is accepted. You pay no interest on purchases of $150 or more if paid in full within 6 months*.

    The required minimum monthly payment is the greater of $25 or 3% of your account balance.

    Where else can I use my card?

    You can use your card for domestic American Airlines telephone reservations, and also at airport ticket offices, Admirals Clubs, American Airlines self-service kiosks, American Airlines travel centers and approved travel agencies.

    Can I purchase anything other than air travel with my card?

    Yes your card is valid for other purchases such as Admirals Club® memberships, checked bag fees, AAdvantage® upgrades and more.

    Do I receive AAdvantage miles when using this card?

    You won't earn extra AAdvantage miles using this card. Of course, you still receive AAdvantage miles on your applicable American Airlines flight activity.

    Can I use the card to buy travel on other airlines?

    As long as your ticket is issued by American (or on behalf of American by a travel agent), your itinerary may include flights on other airlines, such as flights operated by American's oneworld® partners that have an American flight number. Generally speaking, you can use the card to pay for any ticket purchase on The American Airlines Credit Card can't be used to pay for travel that is ticketed by another airline.

    Can I use the card to make purchases onboard the aircraft?

    No, at this time your card can't be used for onboard purchases.

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