Trip Insurance Available At AA.com
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Trip Insurance Available At AA.com



The unexpected can come at any time, even when you're traveling. That's why we've asked Access America to offer trip protection starting as low as $13 per person. Now you can relax and enjoy your trip knowing you're protected. Access America
Products and Services
Access America's programs help protect your most valued assets by providing coverage that includes:

  • Reimbursement for non-refundable payments on hotels, airline tickets and other prepaid expenses
  • Protection for unexpected additional travel expenses caused by interruptions and delays
  • Primary coverage for damage or theft of your rental vehicle
  • 24-hour emergency assistance for whatever travel emergency arises
  • Emergency medical/dental coverage while traveling
  • Concierge service for information about your destination before and during your trip, help with restaurants, tee times, theater tickets and more

    Note: Coverages are subject to the insurance program purchased. See policy/certificate of insurance for terms, conditions and exclusions.

  • Covered reasons include but are not limited to illness to you or a family member, bad weather, job loss, or even jury duty.

    Refund Period: Receive a refund on your premium within 10 days of purchase if you decide to cancel your coverage and you have not filed a claim or departed on your trip.

    Compare and choose from one or more of the following insurance options for all domestic or international reservations:

    Access America
    TRIP PROTECTOR
    COMPREHENSIVE TRIP PROTECTOR
    RENTAL CAR DAMAGE PROTECTOR
    AWARD TRIP PROTECTOR
    COMPREHENSIVE AWARD TRIP PROTECTOR
    5.5% of travel costs (min. $16.50) 6.25% of travel costs (min. $18.75) $9 flat fee per calendar day $13 flat fee
    per person
    $24 flat fee
    per person
    Benefits Buy Now Buy Now Buy Now Buy Now Buy Now
    Trip Cancellation Up to $3,000 Up to $3,000 n/a $200* $300*
    Trip Interruption Up to $3,000 Up to $3,000 n/a $500* $1,500*
    Emergency Medical /Dental n/a $10,000 n/a n/a $10,000
    Emergency Medical Transportation n/a $50,000 n/a n/a $50,000
    Travel Delay $500 $500 n/a $500 $500
    Baggage Delay $500 $500 n/a $500 $500
    Collision /Loss Damage n/a n/a Up to $40,000 n/a n/a
    24-hour Hotline Included Included Included Included Included
    Concierge n/a Included n/a n/a Included
    Limitations Apply View Policy View Policy View Policy View Policy View Policy
    * Includes Change and Reinstatement fees.
    for AAdvantage® Award Tickets



    Access America products are underwritten by BCS Insurance Company, rated "A-" (Excellent) by A.M. Best Co., under BCS Form No. 52.201 or 52.401, or Jefferson Insurance Company, rated "A" (Excellent) by A.M. Best Co., under Jefferson Form No. 101-C-XX-01 or 101-P-XX-01, depending on your state. World Access Service Corp. is the producer and administrator of this program. The insured shall not receive any special benefit or advantage because of the affiliation between World Access Service Corp. and Jefferson Insurance Company.

    Please be advised that this optional coverage may duplicate coverage already provided by your personal auto insurance policy, homeowner's insurance policy, personal liability insurance policy or other source of coverage. This insurance is not required in connection with the Insured's purchase of travel tickets. Product may not be available in all jurisdictions.

    California Residents: This plan contains disability insurance benefits or health insurance benefits, or both, that only apply during the covered trip. You may have coverage from other sources that already provides you with these benefits. You should review your existing policies. If you have any questions about your current coverage, call your insurer or health plan. We are doing business in California as WASC Insurance Agency. CA License # is 0B01400.

    Florida residents: The benefits of the Policy providing your coverage are governed primarily by the law of a state other than Florida.


     
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