American Airlines
Credit Card

Apply for the American Airlines® Credit CardSM Today.
No Interest on purchases of $150 or more if paid in full within 6 Months.*

Minimum payments required. Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within 6 months or if you make a late payment.

  • The American Airlines Credit Card can be used to purchase goods and services from American in the 50 United States, Puerto Rico and US Virgin Islands.
  • The card has No Annual Fee.*
  • You can apply today and buy today.† Approved customers receive an account number online within minutes.
  • From air travel to Admirals Club® memberships the Special Financing applies to any purchase of $150 or more.
  • No Fee for additional authorized users' cards.
  • Cardholders can manage their account on** or contact Customer Service**.
*With credit approval on all purchases totaling $150 or more on the American Airlines Credit Card. As of 10/31/2013, non-promotional APR for purchases: Variable 25.99% or non-variable 21.96% - 25.99%. Minimum INTEREST CHARGE: no less than $2. See card agreement for details. Offer is valid for consumer accounts in good standing and is subject to change without notice. May not be combined with any other credit promotion offer.

†Subject to credit approval.

American Airlines Credit Card - FAQs

Q: Who is eligible to apply for an account?
A: Currently, residents of the U.S., Puerto Rico and U.S. Virgin Islands are eligible to apply. Individuals with a billing address in the 50 United States may apply for an account online. Individuals with a billing address in Puerto Rico or the U.S. Virgin Islands, or who prefer to apply by mail, may:

Download a credit application

Q: What is the Fly Now Payment Plan?
A: The Fly Now Payment Plan is available when you use your American Airlines Credit Card to make purchases of $150 or more anywhere the card is accepted. You get No Interest on Purchases of $150 or More if Paid in Full Within 6 Months*. The required minimum monthly payment is the greater of $25 or 3% of your account balance.

Q: Where else can I use my card?
A: The American Airlines Credit Card may be used for domestic American Airlines telephone reservations, and also at airport ticket offices, Admirals Clubs, American Airlines self-service kiosks, American Airlines travel centers and approved travel agencies.

Can I purchase anything other than air travel with my card?
A: Yes. The American Airlines Credit Card is valid for other purchases such as Admirals Club® memberships, checked bag fees, AAdvantage® upgrades and more.

Q: Do I receive AAdvantage miles when using this card?
A: You won't earn extra AAdvantage miles using this card. Of course, you still receive AAdvantage miles on your applicable American Airlines flight activity.

Q: Can I use the card to buy travel on other airlines?
A: As long as your ticket is issued by American (or on behalf of American by a travel agent), your itinerary may include flights on other airlines, such as flights operated by American's oneworld® partners that have an American flight number. Generally speaking, you can use the card to pay for any ticket purchase on The American Airlines Credit Card can't be used to pay for travel that is ticketed by another airline.

Q: Can I use the card to make purchases onboard the aircraft?
A: No, at this time, the American Airlines Credit Card can't be used for onboard purchases.

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