Fly Now Payment Plan

No Interest on purchases of $150 or more if paid in full within 6 Months*.

Minimum payments required. Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within 6 months or if you make a late payment.

How It Works:

  • Apply online for an American Airlines® Credit CardTM. (Customers residing outside the 50 United States, please review the FAQ section to see if you are eligible to get an account.)
  • Approved customers will receive an account number online within minutes.†
  • No Interest on purchases of $150 or more if paid in full within 6 Months*. Minimum payments required. Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within 6 months or if you make a late payment.
  • Once your account is established, we'll send you an American Airlines Credit Card that you can use for future purchases.

Already have an American Airlines Credit Card

  • You don't need to apply for a new account. Use your current account to enjoy the Special Financing Offer.
*With credit approval on all purchases totaling $150 or more on the American Airlines Credit Card. As of 10/31/2013, non-promotional APR for purchases: Variable 25.99% or non-variable 21.96% - 25.99%. Minimum INTEREST CHARGE: no less than $2. See card agreement for details. Offer is valid for consumer accounts in good standing and is subject to change without notice. May not be combined with any other credit promotion offer.

†Subject to credit approval.

American Airlines Credit Card - FAQs

Q:Who is eligible to get an account?
A: Currently, residents of the U.S., Puerto Rico and U.S. Virgin Islands are eligible to apply. Individuals with a billing address in the 50 United States may apply for an account online. Individuals with a billing address in Puerto Rico or the U.S. Virgin Islands, or who prefer to apply by mail, may:
Download a credit application
Q:What is the Fly Now Payment Plan?
A:The Fly Now Payment Plan is available when you use your American Airlines Credit Card to make purchases of $150 or more anywhere the card is accepted. You get no interest on purchases of $150 or more if paid in full within 6 months*. The required minimum monthly payment is the greater of $25 or 3% of your account balance.
Q: How do I use my account to buy tickets on aa.com?
A:
  1. Reserve your flights.
  2. Proceed to the payment screen.
  3. Choose the Fly Now Payment Plan option.
  4. Enter your account number. (You don't need to enter an expiration date.)
  5. Complete your transaction.
Q:Is there a minimum purchase required to use the Fly Now Payment Plan?
A:Yes, your total purchase must be $150 or more to qualify for No Interest if Paid in Full Within 6 Months*.

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